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Accept card payments via card reader – or via text messaging

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Features and benefits

SumUp – like many mPOS systems on the market – lets you take payments via a card reader, but it also lets you accept payments via text message without the need of any additional hardware.

Sum Up offers a convenient pocket-sized reader that you can plug directly into your mobile phone or tablet to accept payments from MasterCard-branded debit or credit cards – for only £19.95.

However, Sum Up’s point of difference is the text message acceptance option – no hardware required. Merchants simply enter the transaction amount into the easy-to-use app, which sends a payment link to the customer’s mobile phone. The customer opens the link, enters their card information (MasterCard or Visa) and confirms payment – all in real time.

SumUp offers fair and transparent pricing on a Pay As You Go model – so no surprise fees and no tie-ins – and they guarantee payouts to your bank account within 3-6 business days.

Who's it for?

SumUp is ideal for merchants who need a simple, cost-effective solution without any registration fees or fixed monthly costs – who want to start accepting payments immediately without any additional hardware.

Fees and Charges

  • Fees
    Card Reader £19.95 (incl. VAT)
    Monthly Fee FREE
  • Transaction Charges
    All credit and debit cards WITH card reader from 1.95%*

Please see issuer website for complete list of fees and charges / terms and conditions

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Sum Up
Get Sum Up
  • MasterCard
  • Visa
  • iOS
  • Android