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Bread - The Everyday Life Prepaid Card

Bread, the Mastercard prepaid card  that works just like a "pay-as-you-go" mobile phone - Just top up and Spend!

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Features and benefits

With the Bread Card you can enjoy all the benefits of a MasterCard card but without the credit checks, interest payments and bill at the end of the month. Your Bread Card makes it easy to pay for whatever you want, when you want.

The Bread Card is prepaid, which forces you to only spend what you’ve loaded onto your card – which is a great way to budget and stay on top of your finances. When you make a purchase with your Bread Card, the purchase amount is deducted from the card balance. When you have spent all the money on your card, you just top it up again and it’s ready to go. You can view your balance and transaction history online 24 hours a day and even receive your current balance via SMS for free.

Who's it for?

Bread is ideal for you if you don’t have a bank account or you’re not comfortable using a credit or debit card online. It’s also perfect for those who want to share money with friends and family – just by giving them a secondary Bread Card linked to the same account.

Fees and Charges

  • Charges
    Card Issue £7.50
    Additional Cards £7.50
    Monthly Charge FREE
    Replacement Card £7.50
  • Top-up Fees
    Post Office FREE
    Debit Card £1.00
    Pay Point 3%
    Bank Transfer FREE
  • Usage Fees
    Transactions/Purchases 2%*
    ATM Withdrawal (UK) £1.50
    ATM Withdrawal (outside UK) £1.99
    Foreign Exchange (FX) Fee 2.75%*

*On transaction amount/value

Please see issuer website for complete list of fees and charges / terms and conditions

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  • MasterCard
  • Chip and Pin